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May 16, 2008
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Community First Bank Personal Checking | May 16, 2008
Account Type Opening Deposit Minimum Balance To Avoid Service Charge Monthly Service Charge Interest Bearing
Free Checking
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$100 None None No
Free Checking
This account is packed with conveniences and high-quality service from the people you count on.
  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • Check images available Online
  • First order of 50 checks free
Classic Checking
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$100 $400 $5 No
Classic Checking
This account is an excellent account choice for the consumer who wants a basic checking account where you only pay for what you use.  
  • No monthly service charge when you maintain a minimum daily balance of $400
  • Monthly service charge of $5 if your balance falls below $400
  • If you write over 25 checks per statement period, a $.20 charge for each additional check you write will apply
  • Overdraft Protection available
Advantage 50 Checking
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$100 None $0 On balances over $2,500
Advantage 50 Checking
A service-charge-free account designed for individuals age 50 or over. This account offers a package of additional services:
  • No minimum balance required
  • No monthly service charge
  • Unlimited check writing
  • Earn interest on days the balance is $2,500 or more
  • Free Advantage 50 checks
  • Free Money Orders, Travelers Checks and Cashier's Checks
  • Overdraft Protection available
Performance Checking
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$100 $1,500 $10 Yes
Performance Checking
Performance Checking is for the customer who wants to earn interest, but also needs the flexibility of unlimited check writing.
  • Earn interest on the entire account balance
  • No monthly service charge when you maintain a minimum daily balance of $1,500
  • Monthly service charge of $10 if your daily balance falls below $1,500
  • Overdraft Protection available
Simplicity Checking
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$100 None $9 No
Simplicity Checking
This account best suits the customer who prefers to pay a flat monthly service charge and wants unlimited check-writing privileges each month.
  • No minimum balance requirements
  • Free Simplicity checks
  • Free Money Orders, Cashier's Checks, and Travelers Checks
  • Monthly service charge of $9
  • Overdraft Protection available
  • Identity Watch
  • Protect-Your-Cards
  • $100,000 Common Carrier Insurance
  • $10,000 AD&D Insurance
  • Health and travel discounts
Money Market Checking
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$10,000 $2000 $8 Yes
Money Market Checking
An excellent choice for customers seeking an interest-bearing account that rewards higher balances by paying tiered interest rates. Account is a limited check writing account. This account does have limited third party transactions, please ask for details.
  • Interest paid on entire account balance
  • No monthly service charge when you maintain a minimum daily balance of $2,000
  • Monthly service charge of $8 if your balance goes below $2,000
  • Tansfers over the Internet (online), by telephone, or that are preauthorized are limited to no more than six per month.
  • A $10 service charge will be assessed for each limited transaction over six
Investor's Choice Account
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$10,000 Avg. Daily Balance of $5,000 $15 Yes
Investor's Choice Account
A checking account designed for customers who maintain a substantial balance in their checking account. It offers quick access to funds and earns an attractive rate of interest.
  • Combines an interest-bearing checking account and a high-yielding money market account
  • Collected balances over $10,000 will automatically transfer into the high-yielding money market account
  • No monthly service charge when you maintain a $5,000 average daily balance in your checking account
  • Monthly service charge of $15 if your average daily balance goes below $5,000
  • Unlimited check writing
  • Free initial order of basic checks
  • Free Money Orders, Cashier's Checks and Travelers Checks


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