Savings Account
This is an interest-bearing savings account that pays a competitive rate of interest from date of deposit to date of withdrawal.

• No monthly service charge when you maintain a minimum daily balance of $50
• Monthly service charge of $1 if the daily balance drops below $50 during the month
• Limited to two teller assisted withdrawals per month; additional withdrawals will be assessed a $1 charge (ATM withdrawals excluded)
• Descriptive quarterly statement of activity on your account
• Transfers over the Internet (online), by telephone or that are preauthorized are limited to no more than six per month  

Certificates of Deposit
Certificates of Deposit* (CDs) are investment options that offer a wide range of terms and earn competitive interest rates that are guaranteed for the term. 

• A variety of terms are available to meet your investment needs
• Interest paid monthly, quarterly or semi-annually depending on the deposit amount
• Interest can be added back to the CD, deposited to a Community First Bank checking or savings account or paid by check

*Subject to early withdrawal penalties