Small Business Checking
This account is for small businesses with minimal checking activity.

• No monthly service charge when you maintain a minimum daily balance of $1,000 or an average daily balance of $2,500 during the statement cycle
• Monthly service charge of $8 if your balance goes below these minimum daily balance requirements
• Monthly transaction fees are assessed on a per item basis regardless of account balance as follows:
• Over 50 checks written per month - $.20 per item over 50
• Over 75 deposited items per month - $.20 per item over 75

Business Analysis Checking
This account is for businesses with moderate to high activity as well as businesses using our cash management services.

• No minimum daily balance requirement
• The service charge is determined by comparing the cost of handling the account using the analysis charges as shown below and the value of the account using an earnings credit rate.
• Monthly Analysis Charges:
• Account Maintenance: $7.50
• Checks Posted: $ .10 per item
• Deposits Posted: $ .25 per deposit
• Items Deposited: $ .05 per item
• ACH Items: $ .10 per item

Business Interest Checking
This account is only available to sole propretorships, non-profit organizations, and government agencies.

• No monthly service charge when you maintain a minimum daily balance of $3,000 or an average daily balance of $5,000
• Monthly service charge of $12 if your balance falls below these minimum daily balance requirements
• Monthly transaction fees are assessed on a per item basis regardless of account balance
• Over 50 checks written – $.20 per item over 50
• Over 75 deposited items – $.20 per item over 75

Business Interest Analysis Checking
This is an interest bearing checking account available only to sole proprietors, non-profit organizations, and government agencies. 

• No minimum daily balance requirement
• Only pay for the services you use. Earn service charge credits by maintaining a higher checking account balance to offset the monthly service charges
• Analysis Charges:
• Account Maintenance $7.50
• Checks Posted $.10
• Deposits Posted $.25
• Items Deposited $.05
• ACH Items $.10

Business Money Market Checking
This is an account for businesses maintaining large account balances. It provides an opportunity to earn higher market rates, while maintaining liquidity. (This account has limited third party transactions, ask for details.)

• No monthly service charge when you maintain a minimum daily balance of $2,000
• Monthly service charge of $8 if your minimum daily balance goes below $2,000
• A $10 service charge will be assessed for each limited transaction over six